About

Many potential homeowners have been locked out of the benefits of homeownership and wealth creation by strict underwriting conditions that have left some behind. Even saving for a modest down payment isn't enough for many in the gig economy, who are self employed, or have some credit blemishes they're clearing up. The Your Choice® Rent-to-Own Program is all about creating a pathway to homeownership that allows you to realize many of the benefits of homeownership along the way.

What is Rent-To-Own:

There are many terms for rent-to-own programs like, rent to own, rent to own homes, rent with option to buy, lease option homes, lease with option to buy, lease with option to purchase, purchase option homes, rent to purchase, lease to own, rent with purchase option, etc.

All of these programs are simply comprised of two agreements. The first is a standard lease agreement which sets the monthly rental amount and terms. The second is a Purchase option agreement.

The option agreement gives you, the renter, the option to purchase the property at a specified price for a period of time in the future. This gives you the time to resolve any issues that are preventing you from getting a mortgage and fixes the purchase price for the property.

What makes our rent to own program so much better:

• You pick the home you want to rent and we buy it for you.

• Your option to purchase price doesn't just stay the same, it goes down with every rental payment you make!

On top of that, many rent to own programs only give you a short period of time to purchase the property, usually under 2 years. We give you 5 years and if you still can't get a mortgage, or don't want to, that's OK! We'll renew the lease term another 5 years up to a maximum of 35 years while every month your option purchase price keeps going down. If you just decide to stay with us for 35 years then you get the title free and clear. Throughout the entire lease term your rental payment will only change if the cost of property taxes, insurance, or any applicable homeowners association dues change. Imagine locking in a rental amount for 35 years! Then getting a house!

The Your Choice® Rent-to-Own Program Process

Step 1: Qualification

To see if you qualify you can submit an application using the apply now! button or request an application be sent to you via email. You can also call and we can discuss the program and your goals. Once the review is complete we will go over your maximum home price eligibility with you as well as the proposed terms.

Step 2: Find A House

You will work with a real estate agent to locate the property you would like rent and one day own. Once located we will agree on an offer price and the agent will make an offer on the property with M25 Capital Investments as the buyer.

Step 3: Due Diligence

Just like when purchasing a home you conduct all the required inspections on the property to ensure it is suitable for you and we review them together.

Step 4: Close and Move in

We will complete the purchase of the property and your Rental agreement with purchase option will go into effect.

Step 5: Purchase the property from us

When you are ready we will sell the property to you at the price indicated in your option to purchase schedule (sample link below) for the date you complete the purchase. Otherwise you can maintain your lease for 35 years and we'll sign the deed over to you for $0.